A deferment is a temporary postponement of a borrower's student loan repayment. A borrower is entitled to defer his or her student loan payments if the borrower meets certain eligibility criteria and requests a deferment. For more information on deferments and their eligibility criteria, visit TG Online's Introduction to Deferments.

A borrower must submit a deferment request directly to his or her lender. To apply for a deferment, a borrower should download the appropriate form, complete and sign it, and mail the form to his or her loan holder. (The forms should not be mailed to TG — that will only delay the process.) Remember that each deferment request must be approved before a borrower's loan payments will be postponed. A borrower should check with his or her lender or the company that services his or her loan for more information.

Nine deferment forms are available in English or Spanish and cover many deferment types. The nine deferment forms are:

• Economic Hardship Deferment Request (HRD)
  English (124k)  |  Spanish (105k)
• Education Related Deferment Request (EDU)
  English (105k)  |  Spanish (73k)
• In-School Deferment Request (SCH)
  English (94k)  |  Spanish (54k)
• Military Deferment Request (MIL)
  English (95k)
• Parental Leave/Working Mother Deferment Request (PLWM)
  English (100k)  |  Spanish (66k)
• PLUS Borrower with Dependent Student Deferment Request (PLUS)
  English (95k)  |  Spanish (67k)
• Public Service Deferment Request (PUB)
  English (97k)  |  Spanish (69k)
• Temporary Total Disability Deferment Request (TDIS)
  English (97k)  |  Spanish (59k)
• Unemployment Deferment Request (UNEM)
  English (123k)  |  Spanish (57k)

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